Skip to content 
Flexible Payment Options
Get it done now. Pay your way.
- 0 % Interest on Brighte Payment Plans
- 5 min Average approval time
- $ 30k Maximum finance available
- 270 k+ Aussie households approved
Get Started Today
- Your information is 100% safe and secure.
How It Works
Our finance partners
Getting help sorted shouldn’t be complicated. Here’s how we make it easy.
BIGGER JOBS · UP TO $30K
Brighte
- 0% Interest
- 5-Min Approvals
- $1,000 – $30,000
- No Early Payout Fees
- Fortnightly Repayments
Afterpay
- Always Interest-Free
- 4 Equal Payments
- Instant Approval
- No Application Needed
- Fortnightly Repayments
Afterpay
Smaller jobs? Split the
cost four ways with Afterpay
4 equal fortnightly payments
Spread costs without impacting your cash flow
Instant approval
No lengthy applications — approval happens in real time
Always interest-free
Pay nothing extra when payments are made on time
Got questions?
Your Finance
Questions Answered
Will using Brighte cost me more than paying upfront?
No. Your tradie should never charge you more for using finance. The only fees are Brighte’s own account keeping fee ($2.30/week) and a one-off $75 establishment fee on your first repayment. There is no interest.
How quickly can I get approved for Brighte?
Most applicants receive a decision within 5 minutes of completing the online application. In some cases additional verification may be required, but Brighte’s team works quickly to resolve this.
Can I pay out my Brighte plan early?
Absolutely. There are no early payout fees. You can settle your balance at any time by calling Brighte on 1300 274 448 or managing your account online.
What's the difference between Brighte and Afterpay?
Brighte is designed for larger home improvement projects ($1,000–$30,000) and offers longer repayment terms. Afterpay is best suited to smaller jobs and splits your total into four equal fortnightly payments — no application required.
What happens if I miss a repayment?
For Brighte, a late fee of $4.99 applies, capped at $49.90 per year. If you’re experiencing financial hardship, contact Brighte directly — their team is available 7 days a week and are known for working flexibly with customers.
